Breaking Down the Maui Affordable Housing Waitlist 2025: What Residents Need to Know

maui affordable housing waitlist 2025

Wailuku, HI

Quick Facts

• The Maui affordable housing waitlist has over 2,500 applicants as of 2025.
• The average wait time for affordable housing on Maui is around 5-7 years.
• Priority is given to applicants who are currently homeless, displaced, or have a disability.
• The Maui County Housing Division manages the waitlist and affordable housing programs.
• Applicants must meet income and eligibility requirements to qualify for affordable housing.
• The maximum income limits for affordable housing on Maui vary by household size and program.
• Affordable housing options on Maui include rentals, lease-to-own, and homeownership programs.
• Some affordable housing developments on Maui offer amenities like community gardens and playgrounds.
• The State of Hawaii provides funding and resources to support affordable housing initiatives on Maui.
• Maui County has set a goal to create at least 5,000 new affordable housing units by 2030.

Table of Contents

• Introduction
• Maui County’s Affordable Housing Goals
• Maui Affordable Housing Waitlist for 2025: What You Need to Know
• Application Process and Timeline
• What to Expect from the Selection Process
• Successful Applicants: What’s Next?
• Opportunities and Challenges Ahead
• Resources & Links
• Frequently Asked Questions

Maui Affordable Housing Waitlist 2025: A Complex Landscape for Homebuyers

Maui, one of Hawaii’s most idyllic islands, is facing a daunting reality: escalating housing costs and a dwindling supply of affordable homes. As the demand for housing continues to outpace supply, frustrated homebuyers are turning to the Maui affordable housing waitlist in the hopes of securing a place to call their own. However, navigating this complex landscape requires a deep understanding of the process and factors at play.

The Growing Need for Affordable Housing in Maui

Maui’s growing popularity as a tourist destination has led to a surge in demand for housing, pushing prices to unsustainable levels. The median home price on Maui has risen to over $900,000, making it increasingly difficult for locals to afford a home. When you compare this to the median household income, which is around $73,000 per year, it becomes clear why so many Maui residents are struggling to find an affordable place to live.

Maui County’s Affordable Housing Goals

To address this crisis, Maui County has set ambitious affordable housing goals. By 2025, the county aims to increase the proportion of affordable housing to 25% of the total housing stock. Additionally, there are plans to add 2,500 new affordable housing units over the next decade. To achieve these goals, the county is implementing various initiatives, including the Subsidized Homeownership Program (SHP) and the Affordable Rental Housing Program (ARHP). These programs offer homeownership opportunities and discounted rent to eligible applicants.

Maui Affordable Housing Waitlist for 2025: What You Need to Know

The Maui affordable housing waitlist is designed to provide a structured process for applicants to secure an affordable home. To be eligible, applicants must meet specific income and eligibility requirements, which vary depending on the program. Typically, applicants must earn between 30% to 80% of the Area Median Income (AMI) to qualify for affordable housing assistance. Below is a breakdown of the income limits for a single person living in Maui:

Application Process and Timeline

The application process for the Maui affordable housing waitlist typically begins in January, with selections made by April or May of each year. The county receives more applications than available slots, making it essential for applicants to be prepared. The application review process is rigorous, with a point system assessing factors such as income, credit score, and household size.

What to Expect from the Selection Process

Once the application period closes, the county reviews each application and assigns points based on the eligibility criteria. Applicants are then ranked based on their total point score. The top-scoring applicants are selected for a home, with their names added to the waitlist. If selected, applicants have 21 days to accept the offer and complete the necessary paperwork. Failure to do so may result in being removed from the waitlist.

Successful Applicants: What’s Next?

Once selected, applicants must complete a homebuyer education course and may be required to obtain pre-approval for a mortgage. The county will also conduct a home inspection and make any necessary repairs before the home is transferred to the applicant. After the transfer, the applicant is responsible for owning and maintaining the property, with any additional costs such as property taxes, insurance, and maintenance not covered by the affordable housing program.

Opportunities and Challenges Ahead

While the Maui affordable housing waitlist offers a glimmer of hope for homebuyers, the journey is far from straightforward. With a dwindling supply of affordable homes and a growing demand for housing, the process can be frustrating and unpredictable. However, for those who persevere, the benefits of affordable homeownership, such as reduced housing costs and increased stability, can be substantial.

Resources & Links

For more information, please visit the following websites:

• Maui County Housing Agency
• Hawaii State Housing Waitlist Application
• Hawaii State MTAP Program
• Hawaii State Affordable Housing Programs
• Maui Real Estate Information

Frequently Asked Questions:

• What is the Maui affordable housing waitlist? The Maui affordable housing waitlist is a list of eligible applicants who are waiting for affordable housing units to become available on the island of Maui.
• How do I apply for the Maui affordable housing waitlist? To apply for the Maui affordable housing waitlist, you must submit an application to the County of Maui Housing Division. The application will ask for information about your household income and size.
• What are the eligibility requirements for the Maui affordable housing waitlist? To be eligible for the Maui affordable housing waitlist, you must meet certain income and residency requirements. These requirements include being a resident of Maui and having a household income that is at or below 80 percent of the area median income.
• How long is the wait for affordable housing on Maui? The wait time for affordable housing on Maui can vary depending on the type of housing and the number of applicants on the waitlist. Currently, the wait time is approximately 2 to 5 years.
• How do I check my status on the waitlist? You can check your status on the waitlist by contacting the County of Maui Housing Division. They will be able to provide you with information about your position on the waitlist and an estimated wait time.
• What types of affordable housing are available on Maui? There are several types of affordable housing available on Maui, including rental units and for-sale homes. These units are available through various programs, including the County of Maui Housing Division and non-profit organizations.
• Can I apply for multiple affordable housing programs on Maui? Yes, you can apply for multiple affordable housing programs on Maui. However, you must meet the eligibility requirements for each program, and you can only receive assistance from one program at a time.
• How do I update my application information? If your application information changes, you must notify the County of Maui Housing Division in writing. They will update your application and notify you of any changes to your status on the waitlist.

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