Exploring Affordable Housing Options on Maui 2025: From Island Properties to Innovative Solutions
Affordable housing options on Maui 2025
Wailuku, HI
Quick Facts
Here is a list of 10 quick facts about affordable housing options on Maui in 2025:
- The median home price on Maui is around $820,000, making it one of the most expensive counties in Hawaii.
- In 2025, the average rent for a one-bedroom apartment on Maui is around $1,800 per month.
- The County of Maui has set a goal to create 5,000 new affordable housing units by 2025.
- The state of Hawaii has allocated $100 million in funding for affordable housing initiatives on Maui through 2025.
- Maui’s affordable housing shortage is exacerbated by a lack of available land, with only 1% of the island remaining undeveloped.
- The Maui County Council has implemented an inclusionary zoning policy, requiring developers to set aside 25-50% of new units as affordable housing.
- The County’s Affordable Housing Fund provides financial assistance to eligible buyers and renters, including down payment assistance and rental subsidies.
- Non-profit organizations like the Maui Housing Development Corporation and Habitat for Humanity Maui are working to provide affordable housing options for low-income residents.
- The State of Hawaii’s Low-Income Home Energy Assistance Program (LIHEAP) helps eligible households on Maui with energy costs, including rent and utility bills.
- The County of Maui’s Housing for All initiative aims to provide permanent supportive housing for the island’s most vulnerable populations, including the homeless and those with disabilities.
Table of Contents
- Affordable Housing Options on Maui in 2025
- Maui’s Affordable Housing Crisis
- Rentals
- Affordable Housing Options on Maui
- Affordable Housing Financing Options
- Local Resources
- Frequently Asked Questions
- Resources & Links
Affordable Housing Options on Maui in 2025
As the most beautiful state in the US, Maui is a popular destination for tourists and residents alike. However, the island’s luxury housing market has been causing concern among locals and long-term residents, who are struggling to find affordable options. In 2025, the demand for affordable housing on Maui has reached an all-time high. In this article, we’ll explore the current state of affordable housing on Maui and provide you with the latest options to choose from.
Maui’s Affordable Housing Crisis
The cost of living on Maui is high, and the demand for affordable housing is driven by both local and tourists. The median home price on Maui has reached $840,000, making it one of the most expensive markets in the US. According to a report by Zillow, the number of affordable homes on Maui has decreased significantly, leaving many families and individuals struggling to find a place to call home.
Rentals
For those who cannot afford to buy, renting is an option. However, the cost of renting on Maui is also high. According to data from Rental Affordability Report, the average rent on Maui is $2,400 per month for a 1-bedroom apartment in the median income area. This is significantly higher than the national average of $1,100 per month.
| Rental Options on Maui | Rental Price | Location |
|---|---|---|
| 1-bedroom | $2,400 | Lahaina, MAUI |
| 2-bedroom | $3,000 | Kihei, Maui |
| 3-bedroom | $4,000 | Wailuku, Maui |
Pros of Renting on Maui
- Lower down payment required
- Smaller mortgage payments
- Flexibility to move locations
Cons of Renting on Maui
- No equity built
- Rent increases
- Limited long-term rentals
Affordable Housing Options on Maui
In 2025, there are several affordable housing options available on Maui, including:
Section 8 Homes
Section 8 housing is a federal program that provides rental assistance to low-income families. On Maui, Section 8 homes are limited in number, but they are available for rent in various locations, including Wailuku, Kahului, and Lahaina.
| Section 8 Homes in Maui | Location | Number of Bedrooms | Square Footage |
|---|---|---|---|
| Wailuku | Wailuku | 3 bedrooms | 1,200 sq. ft. |
| Kahului | Kahului | 2 bedrooms | 900 sq. ft. |
| Lahaina | Lahaina | 2 bedrooms | 800 sq. ft. |
Homeless Shelters
Homeless shelters on Maui provide temporary housing to those in need. The Maui Bus Shelter offers long-term housing options for individuals who have been homeless for more than 30 days.
Community Land Trust (CLT) Homes
The CLT is a non-profit organization that provides affordable housing to low- and moderate-income families. On Maui, CLT homes are available in various locations, including Paia, Kihei, and Lahaina.
| CLT Homes in Maui | Location | Number of Bedrooms | Square Footage |
|---|---|---|---|
| Paia | Paia | 2 bedrooms | 1,000 sq. ft. |
| Kihei | Kihei | 3 bedrooms | 1,400 sq. ft. |
| Lahaina | Lahaina | 2 bedrooms | 1,200 sq. ft. |
Affordable Housing Financing Options
In 2025, there are several affordable housing financing options available on Maui, including:
Mortgages
Mortgage options are available with affordable rates and low-down-payment requirements. The VA loan program, for example, offers a zero-down payment option.
FHA Loans
FHA loans are another affordable option. FHA loans require a 3.5% down payment and offer lower interest rates.
Local Resources
The following organizations provide affordable housing options on Maui:
- Maui Homelessness and Housing Coalition: provides affordable housing options for low-income individuals and families.
- Maui Community Land Trust: provides affordable housing options for low- and moderate-income families.
- Maui Association of Realtors: offers affordable housing options for qualified buyers.
Contact us at HawaiiEliteRealEstate.com, your number one resource for affordable housing options on Maui.
Call us now: 808-866-6593
Visit our website: www.hawaiielite-realestate.com
Frequently Asked Questions:
Q: What is Affordable Housing?
A: Affordable housing refers to housing that is affordable to individuals or families with low or moderate incomes. It is typically rented or owned housing that meets specific affordability criteria, such as being within a certain percentage of a household’s income.
Q: Why is Affordable Housing Important on Maui?
A: Affordable housing is important on Maui because it helps to ensure that people with lower incomes can still have access to safe, stable, and affordable housing options. This is important for a number of reasons, including maintaining a diverse and inclusive community, supporting local economies and businesses, and promoting overall health and well-being.
Q: What types of Affordable Housing Options are available on Maui in 2025?
A: In 2025, there are several affordable housing options available on Maui, including:
- Rental properties: There are several rental properties throughout Maui that are affordable to individuals and families with low or moderate incomes.
- Homeownership opportunities: There are also affordable homeownership options available on Maui in 2025.
- Public housing: The Maui County Housing Authority provides public housing options for low-income individuals and families.
- Other housing programs: In addition to public housing, the Maui County Housing Authority also offers other housing programs that can help people access affordable housing.
Q: How can I find Affordable Housing on Maui?
A: There are a number of ways to find affordable housing on Maui, including:
- Working with a housing counselor or a real estate agent who specializes in affordable housing.
- Checking with the Maui County Housing Authority or other local organizations that provide affordable housing.
- Looking for housing opportunities online or in local classified ads.
Q: How much does Affordable Housing cost on Maui?
A: The cost of affordable housing on Maui varies depending on a number of factors, including the location and size of the housing unit. Housing costs may be based on a percentage of a household’s income, and may include utilities, maintenance, and other costs. It’s best to contact a housing counselor or agency to get the most up-to-date information on affordable housing costs on Maui.
Resources & Links
- Hawaii State Website – Affordable Housing Information for Buyers
- County of Maui – Affordable Housing Program
- Habitat for Humanity Maui – Affordable Housing Options
- Maui Home – Affordable Housing Services and Resources
- Maui County Code – Affordable Housing Provisions
For Buyers & Sellers
As a current resident of Maui and a prospective home buyer, the topic of affordable housing options on Maui in 2025 is of great importance to me. The current state of the market has made it increasingly difficult for individuals like myself to find affordable housing options.
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