Exploring Budget Friendly Housing Opportunities in Oahu 2025 A Comprehensive Guide to Affordable Living on the Island
Affordable housing options in Oahu 2025
Honolulu, HI
Table of Contents
Quick Facts
Affordable Housing Options in Oahu: 2023 and Beyond
Frequently Asked Questions:
Resources & Links
For Buyers & Sellers
Quick Facts
- The City and County of Honolulu has set a goal to provide 50% of new housing units to low- and moderate-income households by 2025.
- Affordable housing is a key focus for the State of Hawaii, with a goal to provide 1 million underwater-private owned housing affordable housing units by 2025.
- The median rent for a one-bedroom apartment in Oahu is around $2,300 per month, significantly higher than the national average.
- Traditional rent-to-income ratios apply, with annual income levels ranging from $35,000 to over $100,000.
- The Affordable Housing Housing Element, part of the State of Hawaii’s State Long-Term Plan, focuses on increasing the stock of available affordable housing units.
- Homeowners’ insurance and property taxes will continue to drive up mortgage costs for new homeowners, reflecting the state’s expensive housing market.
- Oahu’s highest affordable housing rates are found in the city of Kailua and the districts of Waikiki and East Kapolei.
- Support for affordable housing includes state and local tax incentives, grants, and programs that help low- and moderate-income households purchase, build, or rehabilitate homes.
- Land-use regulations, such as zoning and development approval processes, can limit the availability of affordable housing.
- Non-profits, such as Habitat for Humanity, provide voluntary services and cooperative agreements as part of their affordable housing endeavors.
- Interest rates for mortgage loans for buying a home in Hawaii, including Oahu, are generally lower than those in more developed states, making affordable mortgage options available.
Affordable Housing Options in Oahu: 2023 and Beyond
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Frequently Asked Questions:
- Q: What are the affordable housing options available in Oahu in 2025?
A: Oahu offers various affordable housing options including apartments, townhouses, and single-family homes through programs such as Section 8, Low-Income Home Energy Assistance Program (LIHEAP), and Affordable New Housing Program.
- Q: What is the average rent for a one-bedroom apartment in Oahu?
A: As of 2025, the average rent for a one-bedroom apartment in Oahu is around $1,800 per month. However, prices may vary depending on location, amenities, and availability.
Resources & Links
- https://www.hawaiihousing.org/
- https://www.hud.gov/program_offices/comm_planning/affordable_housing/about
- https://www.census.gov/library/stories/2022/03/measuring-the-impact-of-the-cost-of-housing-crisis.html
- https://www.cityofhonolulu.gov/departments/planning/
- https://www.hawaiipublicradio.org/post/affordable-housing-crisis-worsens-oahu
For Buyers & Sellers
A Glimpse into the Shifting Landscape of Affordable Housing in Oahu 2025: Implications for Home Buyers and Sellers
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New Listings & Properties for Sale in Affordable housing options in Oahu 2025
Oahu, HI Affordable Apartments for Rent
Honolulu, HI Affordable Apartments for Rent
AFFORDABLE RENTAL HOUSING REPORT AND TEN- …
Apartments for Rent in Oahu, HI – Home Rentals
Photos of Affordable housing options in Oahu 2025
