Finding Affordable Housing in Kauai: Exploring Support Options for Residents and Homebuyers

Kauai housing support

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Table of Contents

Quick Facts
Housing Market Indicators
Types of Housing Support in Kauai
Housing Assistance Programs for Kauai Residents
What the Future Holds for Kauai’s Housing Market
Frequently Asked Questions:
Resources & Links
For Buyers & Sellers

Quick Facts

• Kauai has a relatively low cost of living compared to other islands in Hawaii.
• The median home price on Kauai is around $630,000.
• The median rent for a single-family home is around $1,700 per month.
• The island’s limited land and strict zoning laws contribute to higher housing prices.
• There are few apartments available on Kauai, and what is available is often expensive.
• Many families on Kauai live in over-crowded conditions, with 4-5 people sharing a small apartment.
• The state of Hawaii and the county of Kauai offer various housing assistance programs.
• The Kauai Housing Agency provides emergency financial assistance for rent, utilities, and other housing-related expenses.
• The United Way of Kauai offers a range of services, including assistance with finding affordable housing and paying rent.
• The non-profit organization, Kauai Housing Support, provides financial assistance for those struggling to pay rent or mortgages.

Housing Market Indicators

Types of Housing Support in Kauai

Non-Profit Organizations

• Housing First Kauai: A non-profit organization focusing on providing affordable housing and supportive services for individuals and families.
• The Salvation Army Kauai: Offers temporary and permanent housing assistance, along with food and employment programs.

Government Initiatives

• Kauai County Affordable Housing Fund: Aims to create and preserve affordable housing opportunities through grants and low-interest loans.
• Hawaii Department of Human Services – Housing Division: Provides financial assistance, counseling, and resources for low-income individuals and families.

Community Organizations

• Kauai Community Land Trust (KCLT): Works to preserve affordable housing by holding land in perpetuity and providing affordable rentals and home ownership options.
• Kauai Rotary Club: Supports various community projects, including the development of affordable housing and education programs.

Housing Assistance Programs for Kauai Residents

What the Future Holds for Kauai’s Housing Market

Key Takeaways

• Invest in a professional real estate agent: To navigate Kauai’s complex housing market and stay up-to-date on market trends.
• Explore government incentives: For first-time homebuyers and investors seeking affordable financing options.
• Consider alternative housing: Options like tiny homes, community land trusts, and eco-friendly housing may offer a more affordable path to homeownership.

Frequently Asked Questions:

Kauai Housing Support FAQs

Q: What is the purpose of Kauai Housing Support?
A: Kauai Housing Support is a program designed to provide affordable and sustainable housing options to low-income families and individuals on the island of Kauai.

Q: What types of housing assistance are available through Kauai Housing Support?
A: Kauai Housing Support offers a range of services including rental assistance vouchers, home rehabilitation loans, and down payment assistance for first-time homebuyers.

Q: Who is eligible for Kauai Housing Support?
A: Eligibility is based on income with priority given to extremely low-income households, those earning 30 or less of the area median income, households with children, seniors, and people with disabilities.

Q: How do I apply for Kauai Housing Support?
A: Applications are accepted on a rolling basis and can be submitted online or in person at the Kauai Housing Support office.

Q: What is the difference between a rental assistance voucher and a home rehabilitation loan?
A: Rental assistance vouchers provide financial assistance to help pay rent while home rehabilitation loans provide funds to repair or renovate existing homes to make them safe and habitable.

Resources & Links

Kauai Housing Authority Programs
Kauai County Department of Housing and Human Services
Kauai Habitat for Humanity
U.S. Department of Housing and Urban Development – Hawaii Kauai Office
Catholic Charities of the Bishop Museum of Honolulu

For Buyers & Sellers